This article starts with some boring talk about the penny, but ends with some good advice on keeping fiscally fit.
The good advice is from Peter C. Wallace, author of the book, “Life 101: Real World Skills for Graduating College Seniors.” Although it’s meant for young adults, this advice is good for everyone.
Borrow wisely: Credit cards and loans mean that you pay even more for whatever you financed. If you can pay cash, all the better.
Rest and prepare: Work is demanding, so make sure you prepare well and get your rest. If you want to make a lot of money, you have to take care of yourself.
Be unsure: Choose a profession that you truly enjoy. There is nothing worse than wasting your life away in a job that you hate.
Embrace budgets: If you can avoid any debt or expenses, do so. Don’t buy a car if you can get to work using public transportation or car pools. Part of being wealthy is saving what you earn.
When we don’t have money, it’s all we think about. Make sure you take care of your financial matters as well as your physical and emotional ones and you will sleep better at night.
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